The Centers for Medicare and Medicaid Services granted the requests of 18 states, including Arizona, to put the Small Business Health Options program into effect.

The waiver allows Arizona to wait until 2016 to offer more than one option for small business employees trying to buy health insurance through the Affordable Care Act.

Earlier this month, the state sent a letter to the federal government asking for the waiver.

Germaine Marks, the director of Arizona’s Department of Insurance, wrote that half of the insurance companies interested in participating in the exchange said they would have to raise premiums to cover costs.

Read Arizona's Request for a Waiver: View at Google Docs | Download File